The National Debt Counselling Association (NDCA) was established in 2017 and represents some of the largest and most respected debt counsellors operating in South Africa. When you use an NDCA debt counsellor, you'll get expert help from someone you can trust.

Our members serve 50% of SA's debt counselling sector
Our members won 12 out of 14 Debt Review Awards since 2014
Our members help thousands of people across South Africa every day
Our members want to help you improve your financial situation
All NDCA members meet our rigorous criteria
- Registered with the National Credit Regulator (NCR)
- Affordable, reasonable legal fees for clients
- Use the NCR-approved Debt Counselling Rules System (DCRS), which facilitates interest rate reduction
- Use a registered Payment Distribution Agency to ensure clients funds are protected
- Provide monthly statements and continuous client support
- Adhere to the moral standards that the NDCA expects
✓ This is the NDCA promise.
Interested in how debt counselling works?
Read more about debt counselling →Connect with an NDCA counsellor

National Debt Advisors
We offer Debt Counselling in South Africa, Our services include debt consolidation, debt review, debt rescue and much more. Let us assist you with your debt.
Visit NDA →
DebtBusters
DebtBusters offers a range of debt solutions including debt consolidation, debt counselling and more. Take back control of your finances with DebtBusters.
Visit DebtBusters →
Pioneer Debt Solutions
Pioneer Debt Solutions is a debt management company that helps over indebted South Africans regain their financial freedom. Contact us today to take control of your finances.
Visit Pioneer Debt Solutions →
National Debt Counsellors
We help thousands of South Africans every month to regain their financial freedom and become debt free. Contact us today for a no obligation free assessment of your financial situation.
Visit NDC →
Meerkat
Better manage your debt. Build up a savings fund for when emergencies happen. Protect you and your family when the unexpected happens. We are committed to helping you on your journey to financial freedom, looking out for you every step of the way.
Visit Meerkat →
My Debt Hero
Your debt — our problem. We help South Africans struggling to keep up with their debt to reduce monthly instalments and protect their assets and credit.
Visit My Debt Hero →
FinFix
Debt is not only financially crippling but can also lead to anxiety and depression. Get peace of mind and let FinFix help you fix your debt.
Visit FinFix →
DC Experts
DC Experts are leaders in the debt review industry, with a proven track record in service excellence. Our debt counsellors have been providing counselling to South African consumers for over a decade.
Visit DC Experts →
Vantage Debt Management
Vantage offers personalised debt solutions with honest, straightforward advice tailored to each client’s needs.
Visit Vantage →
Debt Solutions 4U
Reduce your monthly debt repayments by up to 50%. Free DS Chat assessment. NCR-registered (NCRDC2423).
Visit Debt Solutions 4U →Payment distribution partners

iPDA
Built with Debt Counsellors in mind, the iPDA delivers superior collections, distributions and reporting capabilities.
Visit iPDA →
DC Partner
Award-winning payment distribution agency providing payment solutions for the collection of debt review consumer funds.
Visit DC Partner →











